All-in-one HOA software that does the busywork for you.
Everything self-managed associations and management companies need in one place, from dues and accounting to communication, requests, violations, and more. Now with Gable, your built-in community assistant.
- From $49/mo, every feature included
- No credit card required
- Free data import
- Cancel anytime
The PayHOA dashboard as autopay payments arrive and the collected total goes up, Gable offers to draft reminders for three late units, and a new maintenance request comes in.
As featured in
Gable does the work. You make the call.
Gable is your community’s assistant, built right into PayHOA. It answers questions with sources you can check, takes on tasks, and keeps up with the busywork around the clock. Nothing happens without your approval, so you’re always in control.
You’re always in control. You have final approval on everything Gable does.
Gable opens from the AI Assistant button, answers a question about fence height, and cites the CC&Rs, the Architectural Guidelines, and the unit’s history.
Asked to send a final notice to every unit more than $200 and 60 days past due, Gable finds the six units, checks the state’s notice rules, drafts the letters, and sets up certified mail. You approve, and the letters go to Mail Room.
Overnight, Gable categorizes 30 transactions, matches a transfer between operating and reserves, triages 14 requests, and answers 6 homeowner questions in chat. In the morning you approve the coding. Nothing is posted until you do.
In Gable’s expanded view, you add an instruction to cite the governing documents in every owner email. Then you describe a workflow in your own words, and Gable builds it: when a new architectural request arrives, check the guidelines, draft a reply, and send it to the committee for approval. You turn it on.
One place for everything
Trade the spreadsheets, paper checks, and reply-all email chains for one system your whole board can use. Every feature is included in every plan.
Get paid on time, without chasing anyone
Collect dues on your preferred schedule. Homeowners pay online or turn on autopay, and every payment posts to your books.
- Recurring and one-time invoices
- Late fees and early-payment discounts that apply themselves
- Every charge coded to your chart of accounts
- ACH, card, autopay, and checks
A recurring $325 assessment, billed every 3 months to all 128 units, is coded to 4001 Assessments, with a $10 discount if paid in full 10 days early and a recurring $25 late fee after 15 days, coded to 4002 Late Fees. In the invoices list each unit owes $315 while the discount is open. Three units pay $315, one by autopay, and $945 is collected. For the unit that hasn't paid, the discount ends and the balance goes back to $325. Once it's late, a $25 late fee is added and posted to 4002 Late Fees.
Books your treasurer can trust
Full HOA accounting, made for people who aren’t accountants. Bank transactions sync automatically, your rules code them, and reconciliation is built in.
- Bank sync, no manual entry
- Cash or accrual accounting
- 40+ reports and board-ready packets
New bank transactions sync into PayHOA, accounting rules assign each one to the chart of accounts, the month reconciles to a zero difference, and a board report packet is ready.
Reach every homeowner, the way they prefer
Communicate by email, text, and phone. Have Mail Room print and send letters for you.
- Unlimited texts, emails, and calls
- One-click USPS mailings
- Private message boards for your community
A broadcast about the pool opening is written, sent to all 128 homeowners by email, text message, and phone call, and delivery counts come in.
Every request and violation, tracked until it’s done
Requests land in one place and go to the right people, from maintenance to architectural review. Violations are logged with photos and followed up with notices. Homeowners get updates every step of the way, so nobody has to ask twice.
- Custom request forms and approvals
- Violation tracking with photo evidence
- Owners notified by email and text
A homeowner’s maintenance request arrives, gets assigned to the grounds committee, moves to in progress with a vendor scheduled, and is resolved, with the homeowner notified.
Also included
See all features- Owner PortalsA single hub for your homeowners
- Payables & VendorsTrack bills and pay vendors on schedule
- Mail RoomPrint and mail USPS letters
- Website BuilderCreate a professional website
- Voting & SurveysSave time with online voting and surveys
- Amenity SchedulingOnline booking for your shared spaces
- Resale DocumentsResale packets prepared from your records
- Document StorageStore and share folders and documents
Up and running in days, not months
Coming from spreadsheets, another system, or a management company? Our Onboarding Specialists do the heavy lifting, and most communities are fully set up in just a few days.
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Start your free trial
Try every feature for 30 days. No credit card, no setup fees.
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We bring your data over
Units, owners, starting balances, and custom fields, imported and mapped for you at no cost.
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Invite your homeowners
Owners get a portal to pay online and turn on autopay. Anyone who prefers can still pay by check and get letters by mail.
“From the moment… they showed me the platform, I could see how easy it was going to be to make the transition, and I knew right away that I’d found the remedy to my headaches. The remedy was PayHOA.”
Tim PlunkettYour HOA Community Management
Real people, free and unlimited. Our US-based team is here by chat, email, phone, and 1-on-1 screenshare, Monday to Friday, 9 AM to 5 PM ET.
Support & onboardingSimple, transparent pricing. The way it should be
You pay by community size. No setup fees, no long-term contracts, and you can cancel anytime.
- Unlimited homeowners and admins
- Unlimited texts, emails, and calls
- Bank sync and 40+ reports
- Free onboarding and data import
- Free US-based support
- Gable AI switched on, first 3 months free
Plan for 1–25 units
$49/month
Billed $588 once a year.
Gable AI: free for 3 months, then +$24.50/moOn by default. You can turn it off from your subscription page.
No credit card required · See add-ons and convenience fees
Connected to the tools you trust, and protected at every step.
Our HOA management software works with your bank (any FDIC-insured bank, like Chase or Wells Fargo) and with Stripe, Plaid, Twilio, and Western Alliance Bank. No extra accounts, no extra fees.
HTTPS on every connectionand payments processed by Stripe
Encrypted at rest and in transitfor your association’s data
Two-factor sign-inavailable on every account, by authenticator app or text
Export anytimeas CSV or PDF
Questions boards ask before switching
Something else on your mind? Our team is happy to help.
Talk to our teamVery easy. Our dedicated Onboarding Specialist handles the heavy lifting for you, including basic data migration (importing units, owners, starting balances, custom fields, and more), setup, and onboarding, so you can make the switch without disrupting your community’s operations. Most organizations are fully up and running on PayHOA in just a few days.
No. All plans include unlimited storage and messaging, and there’s no cap on the number of homeowners you can manage. As your needs grow, the platform grows with you.
Yes. PayHOA works with any FDIC-insured bank (like Chase or Wells Fargo). Transaction data syncs for Plaid-supported accounts and through our direct integration with Western Alliance Bank. Online payments from homeowners land in your community’s Treasury, a financial account powered by Stripe, and the board moves money to the association’s own accounts from there.
Every customer gets hands-on onboarding, plus our support team by chat, email, phone, and 1-on-1 screenshare meetings (Monday–Friday, 9 AM–5 PM ET), and a full knowledge base of guides and tutorials.
Yes. PayHOA uses HTTPS on every connection, and every account can use two-factor sign-in. Homeowners enter their card details in Stripe’s secure payment form, so card numbers stay with Stripe. See how PayHOA protects your data.
Of course. There are no long-term contracts or cancellation fees. If PayHOA isn’t the right fit for your community, you can cancel at any time.
Start your 30-day free trial today
See for yourself why 6,000+ communities partner with PayHOA
No credit card required · Cancel anytime